We know that for checking bank balance we either have to visit our nearest ATM or we check it using net banking facility. Since most of the people do not use net banking even today, they have to go to their nearest ATM. But the catch is that, after certain number of usage your banks start charging certain amount for usage of ATM.
But now you don’t to worry about all these things. Here is a facility through which you can check your bank balance for free. All you need to do is to give a miss call. I know it’s quite surprising but it is real. This latest facility had has been named as “Missed Call Banking” or “Missed Call Balance Enquiry”. There is also an another way through which you can check your bank account balance without internet which is *99# facility. It also lets you to see your mini statement.
In addition to this, if you remember from 1st November 2014, banks have set a limit for free usage of ATM’s. Like for saving accounts holders in the metropolitan cities the free transaction limit that have been set is 5 times and 3 times for other banks ATM’s transaction. In case if you will exceed this limit then you will be charged Rs 20 on every transactions made via ATM.
However, for another cities the free usage limit for other banks ATM is 5 times. While the account holders of small/ basic savings bank deposit accounts/ no frills have been made exempt from all such charges. Hence they enjoy this free transaction limit of 5 free transactions from different bank ATMs. The word transaction means financial and non-financial services. Financial transactions include cash withdrawal or payment. While non-financial transactions are checking account balance, change of ATM PIN, mini statement, etc.
So the option that left with you is net banking. But now you have an another option too which is Missed Call Banking. Through which you can check your bank balance for free by simply giving missed calls. So lets check out the features of Missed Call Banking and lists of phone number for different banks.
Features of Missed Call Banking for Checking Bank Balance for Free
- Firstly Missed Call Banking facility is completely free.
- Your mobile number must be registered with your bank account.
- In case if your mobile number is not registered then you will receive a message “Your Mobile Number is not registered for this service.”
- Check your last 5 transactions and bank account balance.
- Immediate receiving of the balance and mini statement.
- While using this facility after 2 to 3 rings the call will automatically get disconnected.
- For different nature of bank accounts like saving or current account etc then default account will be selected like
- Saving account
- Current account
- Overdraft account
- Cash Credit
- Other accounts
- If any customer has several similar nature accounts like 2 saving accounts then his default account will be the latest opened account.
- If needed you can even change your default account at any point of time.
List of Numbers To Check Your Bank Balance By Giving Miss Call:
|S.No.||Bank Name||Missed Call Banking Number for Balance Enquiry||Missed Call Banking Number for Mini Statement|
|1.||State Bank of India||9223766666||9223866666|
|2.||State Bank of Bikaner and Jaipur||9223766666||9223866666|
|3.||State Bank of Hyderabad||9223766666||9223866666|
|4.||State Bank of Mysore||9223766666||9223866666|
|5.||State Bank of Patiala||9223766666||9223866666|
|6.||State Bank of Travancore||9223766666||9223866666|
|7.||State Bank of Sikkim||9223766666||9223866666|
|10.||Bank of India||9015135135||n/a|
|11.||Bank of Baroda||9223011311||8468001111|
|12.||Bank of Maharashtra||9222281818||997549499|
|14.||Central Bank of India||9555244442||9555144441|
|18.||Indian Overseas Bank||04442220004||9551099007|
|19.||Oriental Bank of Commerce||08067205757||08067205767|
|20.||Punjab & Sindh Bank||9223984344||n/a|
|21.||Punjab National Bank||18001802222/18001032222||n/a|
|24.||Union Bank of India||09223008586||09223008486|
|25.||United Bank of India||n/a||9223173933|
|29.||Catholic Syrian Bank||09895923000||n/a|
|30.||City Union Bank||9278177444||n/a|
|35.||Tamilnad Mercantile Bank Limited||09211937373||n/a|
|39.||Jammu and Kashmir Bank||n/a||n/a|
|40.||Karur Vysya Bank||09266292666||n/a|
|41.||Kotak Mahindra Bank||18002740110||n/a|
|42.||Lakshmi Vilas Bank||09282441155||n/a|
|45.||South Indian Bank||09223008488||n/a|