How to Check Your Bank Balance with Missed Call Banking?

missed call banking

We know that for checking bank balance we either have to visit our nearest ATM or we check it using net banking facility. Since most of the people do not use net banking even today, they have to go to their nearest ATM. But the catch is that, after certain number of usage your banks start charging certain amount for usage of ATM.

But now you don’t to worry about all these things. Here is a facility through which you can check your bank balance for free. All you need to do is to give a miss call. I know it’s quite surprising but it is real. This latest facility had has been named as “Missed Call Banking” or “Missed Call Balance Enquiry”. There is also an another way through which you can check your bank account balance without internet which is *99# facility. It also lets you to see your mini statement.

In addition to this, if you remember from 1st November 2014, banks have set a limit for free usage of ATM’s. Like for saving accounts holders in the metropolitan cities the free transaction limit that have been set is 5 times and 3 times for other banks ATM’s transaction. In case if you will exceed this limit then you will be charged Rs 20 on every transactions made via ATM.

However, for another cities the free usage limit for other banks ATM is 5 times. While the account holders of small/ basic savings bank deposit accounts/ no frills have been made exempt from all such charges. Hence they enjoy this free transaction limit of 5 free transactions from different bank ATMs. The word transaction means financial and non-financial services. Financial transactions include cash withdrawal or payment. While non-financial transactions are checking account balance, change of ATM PIN, mini statement, etc.

So the option that left with you is net banking. But now you have an another option too which is Missed Call Banking. Through which you can check your bank balance for free by simply giving missed calls. So lets check out the features of Missed Call Banking and lists of phone number for different banks.

Features of Missed Call Banking for Checking Bank Balance for Free

    • Firstly Missed Call Banking facility is completely free.
    • Your mobile number must be registered with your bank account.
    • In case if your mobile number is not registered then you will receive a message “Your Mobile Number is not registered for this service.”
    • Check your last 5 transactions and bank account balance.
    • Immediate receiving of the balance and mini statement.
    • While using this facility after 2 to 3 rings the call will automatically get disconnected.
    • For different nature of bank accounts like saving or current account etc then default account will be selected like
      • Saving account
      • Current account
      • Overdraft account
      • Cash Credit
      • Other accounts
  • If any customer has several similar nature accounts like 2 saving accounts then his default account will be the latest opened account.
  • If needed you can even change your default account at any point of time.

List of Numbers To Check Your Bank Balance By Giving Miss Call:

S.No.Bank NameMissed Call Banking Number for Balance EnquiryMissed Call Banking Number for Mini Statement
 1.State Bank of India 9223766666 9223866666
 2.State Bank of Bikaner and Jaipur 9223766666 9223866666
 3. State Bank of Hyderabad 9223766666 9223866666
 4. State Bank of Mysore 9223766666 9223866666
 5. State Bank of Patiala 92237666669223866666
 6. State Bank of Travancore 9223766666 9223866666
 7. State Bank of Sikkim 9223766666 9223866666
 8. Allahabad Bank 9224150150 9224150150
 9. Andhra Bank 9223011300 9223011300
 10. Bank of India 9015135135 n/a
 11. Bank of Baroda 9223011311 8468001111
 12.Bank of Maharashtra 9222281818 997549499
 13. Canara Bank 9015483483 9015734734
 14.Central Bank of India 9555244442 9555144441
 15.Corporation Bank 9268892688 n/a
 16.Dena Bank 9289356677 9278656677
 17.Indian Bank 9289592895 944439443
 18.Indian Overseas Bank 04442220004 9551099007
 19.Oriental Bank of Commerce 08067205757 08067205767
 20. Punjab & Sindh Bank 9223984344n/a
 21. Punjab National Bank 18001802222/18001032222 n/a
 22.Syndicate Bank09664552255/08067006979 n/a
 23. UCO Bank 9278792787 9213125125
 24.Union Bank of India 09223008586 09223008486
 25.United Bank of India n/a 9223173933
 26. Vijaya Bank 18001035525 18001035535
 27. IDBI Bank 18008431122 1800831133
 28. Bandhan Bank 9223008666 9223008777
 29.Catholic Syrian Bank 09895923000 n/a
 30.City Union Bank 9278177444 n/a
 31.Dhanlaxmi Bank 08067747700 n/a
 32.DCB Bank 75066600117506660022
 33.Federal Bank 8431900900n/a
 34.HDFC Bank 1800270333318002703355
 35.Tamilnad Mercantile Bank Limited 09211937373 n/a
 36.IDFC Bank 18002700720 n/a
 37.Karnataka Bank 1800425144518004251446
 38.IndusInd Bank 18002741000 18002742000
 39.Jammu and Kashmir Bank n/a n/a
 40.Karur Vysya Bank 09266292666 n/a
 41.Kotak Mahindra Bank 18002740110 n/a
 42.Lakshmi Vilas Bank 09282441155 n/a
 43.Nainital Bank n/a 56363
 44.RBL Bank 18004190610 n/a
 45.South Indian Bank 09223008488 n/a
 46. Yes Bank 09223920000 09223921111
 47.Axis Bank1800419595918004196969
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